Convergence helps lead to industry specializations
Our work is not limited to certain types of industries or research. However, overtime, we have developed specializations in several inter-related sectors as a result of the sheer volume of research and consulting done is these areas.
Financial
With advances in technology, enhanced regulations, globalization, concerns regarding privacy and security, combined with economic swings, regionally and globally, the industry is undergoing a great deal of change in virtually all areas and product lines. Our work spans retail banking, business banking, investing / brokerage, loans / lines, insurance, payments and merchant services.
Payments
Our work spans credit, debit, prepaid, e-commerce, m-commerce, MPOS, merchant services and payments regulations.
IT / Technology
Our work spans a broad range of products and digital services, including hardware and equipment, mobile devices and services, website usage and evaluation, web hosting, software (accounting, financial, security, compliance), POS equipment and ATMs / virtual branch banking.
Business Services
Changing technology, regulations and globalization not only impact what products and services companies offer to consumers but how these companies do business themselves. Where there is a regulation, there is compliance. Where there is digital technology, there are privacy and security issues. The parallels go on and on.
Our work spans a wide range of topics, including business / HR compliance, privacy / security services, accounting / financial / payroll services, payment acceptance and processing and professional training and certification.